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Fidelity logoFidelity Investments1

Fidelity Investments manages more than $840 billion. Its extraordinary commitment to extensive research, its resources, and its investment expertise have made Fidelity the largest mutual fund manager in the United States. Fidelity Investments is a registered trademark of FMR Corp.


Investment Option Asset Category Risk/Reward Potential Objective Primary Investments
VIP Asset ManagerSM   1 2 3 4 5 High total return with reduced risk over the long term Stocks, bonds, and money market instruments
VIP Asset Manager: Growth®   1 2 3 4 5 Maximize total return Stocks, bonds, and short-term instruments
VIP Contrafund® Large-Cap Blend 1 2 3 4 5 Long-term capital appreciation Equity securities of companies undervalued or out of favor
VIP Equity-Income Large-Cap Value 1 2 3 4 5 Reasonable income consistent with capital appreciation Income-producing equity securities and debt obligations
VIP Growth Large-Cap Growth 1 2 3 4 5 Capital appreciation Common stock
VIP High Income2   1 2 3 4 5 High current income consistent with capital growth Lower-rated, income-producing debt securities
VIP Investment Grade Bond   1 2 3 4 5 High income while preserving capital Investment-grade intermediate fixed-income obligations
VIP Overseas3 Large-Cap Blend 1 2 3 4 5 Long-term capital growth Foreign securities

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  View Investment Option Prospectuses

For more details about products or investment options, see the appropriate prospectus. Read it carefully before you invest or send money.

1 Service Class 2 Funds. VIP refers to Variable Insurance Product Fund. Fidelity, Fidelity Investments, VIP Contrafund, and VIP Asset Manager: Growth are registered trademarks of FMR Corp. VIP Asset Manager is a registered service mark of FMR Corp.

2 With the fund’s focus on lower-quality debt securities, the fund has a higher risk level than a fund focusing on higher-quality debt securities.

3 Investments in overseas or emerging nation portfolios involve different risks than investments in more established economies and will be affected by greater volatility of currency, exchange rates, and overall economic and political factors.


©2004 First Ameritas Life Insurance Corp. of New York • 400 Rella Blvd., Ste 304; Suffern, NY 10901 • 1-877-380-1586 • http://newyork.ameritas.com
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