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Van Kampen1

Van Kampen is one of the world’s leading financial institutions, with a reputation for international investment expertise and a network of offices worldwide. Van Kampen, together with its investment advisory affiliates, has more than $376.2 billion in assets under management, including more than $72.3 billion in international and $2.2 billion in emerging markets.


Investment Option Asset Category Risk/Reward Potential Objective Primary Investments
UIF Emerging Markets Equity2 Large-Cap Value 1 2 3 4 5 Long-term capital appreciation Growth-oriented equity securities of emerging market countries
UIF Global Value Equity2 Large-Cap Value 1 2 3 4 5 Long-term capital appreciation Undervalued equity securities around the world
UIF International Magnum2 Large-Cap Value 1 2 3 4 5 Long-term capital appreciation Non-U.S. equity securities of issuers domiciled in EAFE countries
UIF U.S. Real Estate3   1 2 3 4 5 Current income and Long-term capital appreciation Equity securities of companies in the U.S. Real Estate Industry

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For more details about products or investment options, see the appropriate prospectus. Read it carefully before you invest or send money.

1 Morgan Stanley Investment Management, Inc. is the advisor to the UIF Portfolios and does business in certain instances using the name Van Kampen.

2 Investments in overseas or emerging nation portfolios involve different risks than investments in more established economies and will be affected by greater volatility of currency, exchange rates, and overall economic and political factors.

3 There is the potential for greater volatility inherent in a fund which concentrates its investments in one economic sector.

©2004 First Ameritas Life Insurance Corp. of New York • 400 Rella Blvd., Ste 304; Suffern, NY 10901 • 1-877-380-1586 • http://newyork.ameritas.com
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